Why Do We Have Red Light Cameras?

According to the AAA Foundation for Traffic Safety, more than two people are killed every day on U.S. roads by drivers running red lights. To discourage this dangerous behavior, red light cameras are installed at many intersections.

Although you might find them annoying, red light cameras are effective. According to the Insurance Institute for Highway Safety (IIHS), cameras reduced the number of fatal crashes resulting from running red lights in large cities by 21%. Currently, there are over 4,000 red light cameras installed at various intersections throughout the United States.

How Do They Work?

Red light cameras detect vehicles as they approach a crosswalk or stop light. The camera is connected to a computerized system, which monitors and operates all parts of the camera system. The camera takes a photo whenever a vehicle fails to stop at a stop signal.

Unfortunately, computers don’t get it right every time, so trained personnel review every red light photo or video clip before issuing a ticket. As an additional precaution, many red light cameras provide a grace period of up to half a second after the light turns red.

If I Run A Red Light, How Much Will A Ticket Cost Me?

Depending on where you live, a red light camera ticket can put a major dent in your wallet. These tickets can cost anywhere from $50 to $1,000 depending on a variety of factors, including the state where you receive the ticket, the location of the red light and your own driving record.

In certain states, you can receive points on your driver’s license, which can result in an increase in your car insurance rate. For example, in Alabama, you can pay $100 and receive 3 points on your driver’s license, or you can opt to pay $110 and receive no additional points on your license. In other states, the punishments are less severe. In Georgia, for example, the maximum fee for a red light camera ticket is $70, with no additional repercussions.

Whether you have to pay a significant fine or deal with increased insurance rates because of a red light camera ticket depends on your state or local laws. Some places also offer different methods to pay your fine, including online payment options. Regardless of how you pay your fine, make sure you pay it! In some states, vehicle registration renewal is blocked until you pay your red light camera ticket, so don’t take any chances.

Even With A Ticket, Get The Coverage You Need!

Even the safest drivers make mistakes from time to time. While getting a ticket may be an inconvenience, it’s not the end of the world! If you’ve received a ticket, rest assured that National General will be here to make sure you have the car insurance coverage to keep you safe. If you have questions about your coverage, reach out to your local agent. They are available to help you with your unique situation, including how your ticket might impact your coverage, and will help you get the coverage you need at a price that works for you!