Love to ride? You'll love our coverage

We provide worry-free protection for every type of rider - from the weekend warrior on a decked-out cruiser, to the relaxed retiree idling around the neighborhood. National General offers serious coverage for serious riders, and the not - so - serious ones, too.
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What types of motorcycles do we cover

Checkmark Cruisers
Checkmark Touring
Checkmark Sports and high performance
Checkmark Dirt bikes
Checkmark Mopeds and scooters
Checkmark Antiques and collectibles
Checkmark Spyder
Checkmark Slingshot� / Auto cycle
Checkmark Customized motorcycles / choppers
Checkmark ATVs, UTVs, Golf carts and more
Checkmark Dual sport / adventure bikes
man fixing motorcycle
couple on ATV

Specialized Benefits and coverage for those who love to ride

New Bike Replacement Cost Coverage
Provides coverage for a comparable new cycle if your bike is totaled or stolen (and not recovered) within its first two model years.
Free Helmet Coverage
Stay protected. We'll cover helmets at no additional cost.
Coverage for custom bikes
Whether it's an up-sized engine or new chrome is being added, we can cover it � up to $20,000 for additional custom equipment.
OEM Parts Coverage
Guarantees the use of Original Equipment Manufacturer parts when repairing bikes 15 years old or newer.
Coverage for custom accessories and safety apparel
Saddle bags, heated grips, tall windshields � we cover up to $3,000 for accessories, with higher limits available.
Medical coverage with no deductible
Helps our insureds focus on getting well without a painful deductible.
Roadside Assistance
Our optional roadside assistance means you're never alone. In the event of a covered accident we help pay for lodging, alternative transportation and up to $300 in towing!
Fast claims processing
We pay fast! Most minor claims are paid within 48 hours of being reported.
Budget-friendly payment options
Pay Your Way! Choose from our budget friendly payment options designed to give customer coverage at an easy to pay price.

Discounts to keep customers saving while they ride

Safe Rider Discount
Complete a motorcycle safety course and riders are eligible for a discount.
Frame Guard / Slider Discount
Is there a frame guard on the bike? That's another way to save.
Multi-Bike and Multi-Policy Discounts
Save even more when additional bikes and/or vehicles are covered by National General.
There are plenty of ways to save with National General
Checkmark Paperless Discount
Checkmark Pleasure Use Discount
Checkmark Renewal Discount
Checkmark Homeowners Discount
Checkmark Flexible pay plan options

 
 
Ready to speak with an agent?
Our independent agents can help you find the right coverage for your lifestyle. Click here to find an agent near you.
couple riding motorcycles

Coverage and discount descriptions are summaries. Individual rates and savings, if any, will vary. All coverages, discounts, features, benefits, and pay plans may vary by state and insurer and are subject to availability, eligibility, terms, conditions and exclusions. Insurance underwritten by individual carriers in the National General Group, Winston-Salem, NC.