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Private Collections

Every collection tells a story, whether it’s Grandma's fine china that you inherited or the dusty vintage bottles of Merlot in your basement. And though you might have personal property coverage from your homeowners insurance policy, special items can have specific coverage limits. That's when collectibles insurance can help. Protect your prized possessions with collectibles insurance from National General. Our independent agents will work to find the right coverage for your collection, so you can stay focused on building your story.

Here's a few examples of the types of items we cover.

Checkmark Fine Jewelry
Checkmark Artwork
Checkmark Musical Instruments
Checkmark Sets of China
Checkmark Antiques

Coverages You Might Need

Collections insurance is an additional endorsement that is added to your homeowners coverage. You can choose from two options:
Checkmark

Scheduled Personal Property

Having a schedule of insured valuables means that each item is insured for a specific amount, usually what it has been appraised for. If you ever do need to file a claim, your item will be restored or replaced with similar quality materials with no deductible charge to you.
Checkmark

Blanket Coverage

A blanket of coverage can be convenient if you often buy and sell collectible pieces but maintain a consistent dollar amount for the collection, or if you have many pieces similar in value.
Start protecting your valuables today
Our independent agents are ready to help you find the right collectables insurance and discounts for you. Click here to speak with an agent today.
 
Women with necklace

Coverage and discount descriptions are summaries. Individual rates and savings, if any, will vary. All coverages, discounts, features, benefits, and pay plans may vary by state and insurer and are subject to availability, eligibility, terms, conditions and exclusions. Insurance underwritten by individual carriers in the National General Group, Winston-Salem, NC.

Coverage and discount descriptions are summaries. Individual rates and savings, if any, will vary. All coverages, discounts, features, benefits, and pay plans may vary by state and insurer and are subject to availability, eligibility, terms, conditions and exclusions. Insurance underwritten by individual carriers in the National General Group, Winston-Salem, NC.